National Consumer Disputes Redressal Committee ruled that Oriental Insurance owes Delhi-based Swarna Motors ₹48.83 lakh only after a fire engulfed the latter's Panipat warehouse. The warehouse caught fire in 2013, following which Swarna Motors filed a ₹6.97-crore insurance claim. Oriental Insurance had cut the claim amount after the claimant failed to furnish stock, purchase or sales registers.