Pravin Jadhav, the Indian founder of $1.2-billion fintech startup Raise Financial Services, said a "top private bank" rejected his home loan application "just because" he is a founder. "~800 CIBIL score...and irony is this bank felicitated me as top fintech innovator," he said. Jadhav added, "They can give a loan to team members our company employs, but...I'm a high-risk category."